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Home Emergency Cover

About Home emergency cover

Home Emergency Cover is an insurance policy covering household emergencies, including home emergencies such as central heating, blocked drains, electrics, roofs and vandalism.

Rather than covering the resultant damage, home emergency insurance often covers the repair cost of the issue causing the problem. Many insurance companies provide a  24-hour emergency telephone support and in the event of an emergency, they will authorise a tradesman to visit.

What is covered?

The following are examples of the types of home emergencies that can be covered:

  • Lost home keys
  • Unforeseen roofing problems such as leaks or lost tiles caused by severe weather
  • Damaged windows and doors that present a risk to security
  • Pipe blockages in the home
  • Plumbing issues including damaged pipes, drains, and home heating apparatus
  • Failure of the central heating system including the house bolier and water system


Additional benefits on home emergency insurance can include:

  • Cover for repairs and labour up to a defined limit
  • Cover for temporary accommodation if required due to an emergency

 

What services are provided?

A Home Emergency hotline is usually provided where they will deal with your emergency home claim and arrange for an approved tradesman to  provide an emergency repair.

The call-out charge, the cost of parts and labour, and VAT is covered under your home emergency insurance policy.

Home emergency insurance covers most domestic emergencies which could present a health risk or make your home inhabitable. Some insurance companies wont charge an excess if you do make a claim

Home Emergency Cover is often designed to compliment your Home Insurance policy by protecting you against the cost of emergency repairs that would not be covered by your home insurance policy

Any UK domestic householder and landlords is usually eligible to buy home emergency insurance but commercial premises and mobile homes are often not covered. Home emergency insurance can be a vital addition to you home insurance and you’ll be glad you have it in the event of a home emergency insurance.

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Asrecommended insurance offers home emergencies insurance via selected home emergencies insurance providers to give you the best home emergency insurance quotes to suit your needs. If you are looking for insurance to cover call out charges, labour and parts in a home emergency then our providers can help. Get a home emergencies quotation online or over the phone.